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Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company.A note about Social Media: Opinions, comments and actions taken on Social Media are those of the third party and do not necessarily reflect the views of the creator of this profile or of the firm. Explain why you are disputing the information and be sure to include documentation that supports your dispute. 1) Consumer Financial Protection Bureau, 2021. To obtain free reports, go to AnnualCreditReport.com where you can fill out an online form, choose the reports you want, and, after answering some security questions, review your reports online. For parties residing outside of the U.S., this information is: (i) provided for informational purposes only, (ii) not and should not be construed in any manner as an offer to participate in any investment or to buy or sell any securities or related financial instruments, and (iii) not and should not be construed in any manner as a public offering of any financial services, securities or related financial instruments. According to the Consumer Financial Protection Bureau (CFPB), credit report errors more than doubled during the coronavirus pandemic. PLEASE NOTE: By clicking on this link, you will leave the Wells Fargo Advisors Web site and enter a privately owned web site created, operated and maintained by a third-party, which is not affiliated with Wells Fargo Advisors or its companies. Fortunately, changes made during the pandemic have made it easier to stay on top of your credit report. This material was written and prepared by Broadridge Advisor Solutions. Securities-related services may not be provided to individuals residing in any state not listed above. In addition, the CFPB found that many pandemic protections which were designed to help consumers, such as loan forbearance periods on federal student loans and federally backed mortgages, ended up negatively impacting their credit reports as a result of complications such as processing delays and suspended payments being marked incorrectly.1 This is a significant issue for many consumers, because credit report errors may negatively impact creditworthiness and potentially lead to negative financial consequences, such as being offered higher mortgage interest rates or being turned down for a job or an apartment lease. This information is intended for use only by residents of (AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY). The content is derived from sources believed to be accurate. If the creditor finds that the information is inaccurate, it must notify each credit bureau to which it has reported the information so the information can be updated or deleted. The credit reporting bureau generally has 30 to 45 days to investigate the disputed information. You can also contact the creditor that reported the information to the credit reporting bureau and dispute it with the creditor directly. FINRAs BrokerCheck Obtain more information about our firm and its financial professionals, FINRAs BrokerCheck Obtain more information about our firm and its financial professionalsX. Social Media is intended for U.S. residents only and subject to the following terms: wellsfargoadvisors.com/social. 2022 Broadridge Financial Solutions, Inc. By linking to this Web site, Wells Fargo Advisors is not endorsing this third-partys products and services, or its privacy and security policies, which may differ from Wells Fargo Advisors. This information is not intended as tax, legal, investment, or retirement advice or recommendations, and it may not be relied on for the purpose of avoiding any federal tax penalties. Once the investigation is complete, the credit reporting bureau must provide you with written results. All rights reserved. First, contact the credit reporting agency to dispute the error. We recommend that you review this third-partys policies and terms and conditions to fully understand what information may be collected and maintained as a result of your visit to this website. If you believe the error is the result of identity theft, you may need to take additional steps to resolve the issue, such as placing a fraud alert or security freeze on your credit report. 2022 Wells Fargo Clearing Services, LLC. The information and opinions found on this website have not been verified by our Firm, nor do we make any representations as to its accuracy and completeness. Keep in mind that correcting a credit report error can often be a time-consuming and emotionally draining process. If you find an error on your credit report, there are steps you can take to correct it. You can do this online or by mail. Not Insured by the FDIC or Any Federal Government Agency, Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate, Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested. If the credit reporting bureau confirms that your credit report does contain errors, the information on your report must be removed or corrected. You are encouraged to seek guidance from an independent tax or legal professional. Under new expanded rules, you are now eligible to obtain a free weekly credit report from each of the three nationwide credit reporting bureaus until April 20, 2022. Products and services listed may not be available, or may have restrictions, depending on client country of residence.Investment products and services are offered through Wells Fargo Advisors. If at any time you believe that your credit reporting rights are being violated, you can file a complaint with the Consumer Financial Protection Bureau at consumerfinance.gov. Neither the information presented nor any opinion expressed constitutes a solicitation for the purchase or sale of any security. If you do not agree with the credit bureaus investigation results, you can ask that a statement of the dispute be included in your file and in future reports.

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